Town & Country Banks

Why Is Banking Local Better?

Have you ever considered why you are still banking with the same bank where you opened your checking account when you got your first paycheck? Is your bank good enough to recommend to your friends and family? Can you recall your banker’s name, or do you even have one? It may be time to reconsider your banking situation.

Consider banking locally instead of defaulting to a familiar bank close to your home or with a recognizable logo.

Local Banks vs. National Banks

Many believe that larger banks with a national presence will offer better rates, services, and technology. However, it’s important to note that local community banks also provide comparable products, services, and digital banking tools. Community banks remain competitive while retaining their unique features: personalized service, local decision-making, and flexibility, which may not be accessible to the average depositor at a national bank.

 If you ask around, customers who prefer to bank locally are typically very loyal to their financial institutions. At Town & Country Bank, many of our new customers are referred by current ones who enthusiastically recommend us.

Why so passionate about a bank? Here are the top three reasons we hear at Town & Country Bank.

Personalized Banking Solutions.

At Town & Country Bank, we focus on relationships rather than transactions. Community banks like ours are large enough to offer consumers the full range of banking services under one roof without abandoning the personalized service people crave when making big financial decisions.

At Town & Country Bank, we use technology to enhance the customer experience, not lower headcount or discourage direct interaction with a banker. We’re interested in you, your family, your dreams, your struggles. When you explain what’s happening in your life and ask how we can help, our bankers are empowered to offer the solutions that best fit your situation.

Better Culture. Better Bankers.

Town & Country Bank was founded to build up the communities we serve and the people who make those communities home. Our team of bankers will not fit you into a one-size-fits-all financing solution. Instead, they will work with you to find the best possible fit, using their creativity and expertise to craft a solution that meets your specific requirements. You can rely on us to always put your interests first and provide you with the personalized service and attention you deserve.

Modern Approach to Traditional Banking

Town & Country Bank offers digital banking for customers who prefer a more modern approach to banking. With digital banking, customers can access their accounts from anywhere and anytime. At Town & Country Bank, customers can conveniently use mobile banking to manage their accounts securely and with WiFi. They can access their accounts 24/7 from a laptop, phone, or tablet to update their BillPay, check their loan balances, or transfer funds.

Our customers use their smartphones to deposit checks or send money to friends and family. Town & Country Bank encourages customers to customize alerts to monitor their account activity by email or text. Because we’re part of the MoneyPass network, customers can find surcharge-free ATMs throughout the region and around the world.

We understand that sometimes, you may prefer to rely on a person than an algorithm. That’s why our team is available to assist you in person, over the phone, or through email – whichever communication style suits you best. Our bankers are highly experienced and well-equipped to provide you with the best advice and offer empathetic support that artificial intelligence cannot provide. Our goal is to help you resolve any issues, minimize your fees, and guide you in the right direction for your financial needs.

If you’re ready to learn more about banking local, we invite you to find one of our locations near you. Stop in and say hello.