Product Description

Monthly Fee

Monthly Fee

Monthly Fee Waived

Monthly Fee Waived

Interest

Interest

Minimum to Open

Minimum to Open

Direct Deposit Required

Direct Deposit Required

Checks

Checks

Debit Card

Debit Card

Online Banking

Online Banking

Bill Pay

Bill Pay

E-Statements

E-Statements

No Overdraft Fees

No Overdraft Fees

Business Money Market

The Town & Country Bank Business Money Market Account is the ideal product for business customers who maintain a balance of $2,500 or more and write a limited number of checks. This account combines the check writing ability of our standard Business Checking account, plus the advantages of earning interest on deposits.

Yes Monthly Fee**

No Monthly Fee Waived

Yes Interest****

$50.00*

No Direct Deposit

No Checks

No Debit Card

Yes Online Banking

Yes Bill Pay

Yes E-statements

No Overdraft Fees

Business Premium Gold Money Market

Premium Gold is Town & Country Bank’s premiere money market account.

Yes Monthly Fee***

No Monthly Fee Waived

Yes Interest****

$50.00*

No Direct Deposit

No Checks

No Debit Card

Yes Online Banking

Yes Bill Pay

Yes E-statements

No Overdraft Fees

 

*Customers have 30 days to bring the balance on this account above $2,500 to avoid a $10 monthly service charge.

**Avoid the low monthly service fee of $10 by maintaining a $2,500 balance

***Avoid the low $10 monthly service charge by maintaining a $10,000 balance

****A tiered variable rate of interest is compounded and credited to the account monthly

*****Interest is compounded quarterly and credited to the account

Certificate of Deposit

A Town & Country Bank CD offers a high rate of return with terms available from 3 months to 60 months. A Certificate of Deposit is our most popular investment product because deposits are safe, invested locally and FDIC insured.

Features

  • Competitive rates
  • The peace-of-mind that comes with a guaranteed rate of return
  • Minimum deposit requirement of only $1,000
  • The flexibility of several CD options with different rates, maturities and compounding policies 1
  • Interest on a CD can be paid to the customer or reinvested back into the CD
  • Interest can be deposited directly into any Town & Country Bank account
  • CDs are automatically renewable at maturity

1Substantial penalty for early withdrawal