Agricultural Lending Town & Country Bank

Growing Missouri Together

Whether you operate a large family farm, dream of owning a hobby farm, or are looking for recreational land for a weekend getaway, the Town & Country Bank lenders can help you find the perfect lending solution to help your farm and family thrive.

Real Estate

Loans for when you want to buy property or expand.

- Long-term financing
- Variety of term and rate options
- Secured by real estate.

Operating

Working loan solutions for the day-to-day expenses of running your farm.

- Short-term financing
- Variety of term and rate options
- Secured by crops, real estate, livestock

Equipment

Get the equipment you need with flexible payment options.

- Long or short-term financing
- Variety of term and rate options
- Secured by newly purchased or owned equipment

Livestock

Financing for breeding and feeder livestock and feed expenses.

- Short-term financing
- Variety of term and rate options
- Secured by livestock or farm assets

USDA/Farm Service Agency Guaranteed Farm Loans

Town & Country Bank is proud to offer USDA/Farm Service Agency (FSA) guaranteed loans. Multiple loan options are available for farm ownership, farm operation, and farm operating lines of credit. These loans are suitable for family farmers in our local communities. Perfect for beginning farmers who would benefit from a low-down payment.

Farm Ownership

Purchase land.
Construct or acquire buildings and/or other improvements that will become real estate fixtures.
Soil and water conservation.
Refinance authorized Operation Loan or Farm Ownership Loan.

Operation

To purchase livestock and farm machinery/equipment.
Refinance authorized Operation Loan or Farm Ownership Loan.

Operating Line of Credit

To pay for annual operating expenses such as feed, seed, fertilizer, chemicals, fuel, repairs, feeder livestock, and family living expenses.
For purchases of routine capital assets such as replacement of breeding livestock that can be repaid within the operating cycle.

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FFA and 4-H Youth Agricultural Loans

0% APR fixed for livestock projects.
Active members of FFA or 4-H enrolled in livestock projects.
Co-signed by parent or guardian (subject to credit approve)

Maximum Loan amounts for livestock projects:

Cattle $3000
Goats $1000
Poultry $250
Rabbits $250
Sheep $1000
Swine $1500

Real Life. Real Solutions.

Whether in our office or out in your fields, let’s talk about lending solutions and how Town & Country Bank can help you find the loan that is just right for you.