Whether you’re a first-time homebuyer or an experienced property investor, our team of lenders are here to guide you through the process of finding the perfect mortgage. We understand that your long-term goals are just as important as selecting the right property, so we take the time to get to know you and your preferences – from repayment terms and interest rates, to loan types – we’ll strive to provide you with a sound financial solution that works best for you.
Town & Country Bank has a variety of adjustable-rate mortgages to fit the lending needs of each customer.
Features:
1Mortgage insurance company approval required. 2Program features are subject to change without notice. Additional restrictions may apply
Town & Country Bank’s fixed rate mortgages are an attractive product for customers who wish to lock in one rate for the entire length of the loan.
1Town & Country Bank retains the option to assign, sell or transfer the servicing of fixed rate loans. 2 Mortgage insurance company approval required. 3 Program features are subject to change without notice. Additional restrictions may apply.
Town & Country Bank offers FHA loans, which are a great fit for many first-time home buyers who could benefit from a lower down payment and reduced closing costs. The Federal Housing Administration (FHA) has several loan programs to help you become a homeowner, and we can help find you the right loan program to suit your needs. There are many programs and options to choose from.
1Program features are subject to change without notice. Additional restrictions may apply.
Town & Country Bank offers USDA loans to provide home mortgage options for low- and moderate-income households, giving those in eligible rural areas the opportunity to get into a home with no down payment.
1Town & Country Bank retains the option to assign, sell or transfer the servicing of fixed rate loans. 2 Income limits may apply. Program features are subject to change without notice. Additional restrictions may apply.
Town & Country Bank offers VA loans. VA loans are a great fit for Service members, Veterans, and eligible surviving spouses who wish to become homeowners.
Town & Country Bank offers home equity lines of credit, a great way to access available equity in your home to accomplish a variety of financial goals such as home improvement or college tuition, making the equity in your home work for you.
Town & Country Bank’s construction loans are the ideal product for families who wish to build a new home rather than purchase an existing structure.
Whether you want to pay off your home earlier, adjust the length of your loan, move to a better rate, or get cash out for a specific financial need – our Lending experts can find the mortgage refinancing solution that is right for you.
Select your financial calculator below to begin.
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Percentages cannot exceed 100
How long you plan to keep the property must be less than or equal to the new loan term
Your down payment exceeds the home price
Refinancing at a lower rate has the potential to save you thousands of dollars in the long run. However, for refinancing to be worth it, the savings in interest must be greater than the fees (i.e. points, closing costs) involved with the refinancing process. The refinancing calculator will take these fees into consideration and tell you how much you could save (or lose) should you decide to refinance at a lower rate.
Given the information on your fixed rate mortgage, the fixed rate mortgage calculator will determine how much your mortgage payments will be.
Calculates the payments and interest on your adjustable rate mortgage.
A balloon mortgage consists of paying smaller amounts at first, and then paying the a large portion of the mortgage at one time. This will show you the amount needed for a mortgage with a balloon payment.
Computes the most expensive house you can buy.
The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.
These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.
